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PayPlan by RBC™

PayPlan by RBC™ for Canadian Customers

Split your order into 12 equal monthly payments for orders ranging from $300 to $10,000* with 0% interest APR Financing. When you’re ready to buy, simply select "PayPlan" option during CHECKOUT!

Approved applicants may select among 0% APR for a 12-month term regardless of the amount borrowed, or if qualified, may be eligible for 9.99% APR for 24-, 36- or 48-month terms depending on the amount borrowed. Example: On a $ 5,000 loan, a qualified applicant could pay $416.67 per month with a 12-month term at 0% APR OR $161.32 per month with a 36-month term at 9.99% APR. Additional terms and plan options may be available during promotional periods. Offers and plan options are subject to change/cancellation without notice.

Key Features

Need to fortify your home with our Alarm Systems or Wi-Fi Security Cameras now but don’t want your budget to get off track?
PayPlan by RBC lets you spread the cost of larger purchases over time. After a quick application process, select a plan that works for you and you’ll know upfront how much, and when you’ll pay. Don't forget that if you select the option of paying over 12 Month installments or less you get 0% finanacing!

How it Works

AN EASY APPLICATION

You’ll get a decision in seconds with no obligation to buy and it wont effect your credit rating!

TRANSPARENT RATES

No hidden fees, and straightforward terms

POWERED BY RBC™

A safe, easy application and payment process

Questions?

Check out the FAQ, or contact us, or call PayPlan Customer Relations Centre at 1-844-915-2211,
or e-mail support@rbcpayplan.com

The term is for a loan to finance a purchase. 0% APR is only for 12 Month equal payments option only. Subject to approval of credit application. Loans made by RBC Ampli Inc.

 

Pre-qualifying for a PayPlan by RBC™ loan only results in a soft inquiry and will not affect your credit score. If you accept your loan terms and complete checkout, a hard inquiry will be performed which may have impact to your credit score. Future purchases will also result in a hard inquiry.

 

® / ™ Trademark(s) of Royal Bank of Canada. Used under licence.